For Borrowers
For Practices
Borrower Login
Practice Login
How It Works
Find a Practice
FAQs
Borrower Support
About Scratch
About Scratch
About Us
Careers
Legal
News
For Borrowers
How It Works
Find a Practice
FAQs
Borrower Support
How it Works
Careers
Legal
News
For Practices
Payments
Lending
FAQs
Practice Support
About Us
Careers
Legal
News
Sitemap
For Pet Owners
Home
How It Works
Find a Practice
Borrower FAQ
Borrower Support
Account Login (account.scratchpay.com)
For Practices
Book a Demo
Practice Home
Scratch Checkout
Compatibility
Surcharging
Pricing
Scratch Pay
Practice Support
Practice FAQ
Practice Login
About Scratch
About Us
Careers
News
Resource Center
All Resources
Assets
Scratch State of Surcharging Whitepaper (get.scratchpay.com)
Case Studies
CareVet of Bethel: Getting the Team Out of Work On Time
Church Street Animal Hospital: Winning New Clients Through a Payment Platform
Highlands Ranch Animal Hospital: A Smooth Switch and a Better Daily Workflow
Twin Peaks Veterinary Center: Faster Checkout and a Better Client Experience
Events (get.scratchpay.com)
Free Tools
Advanced Surcharging Savings Calculator
Veterinary Surcharging Calculator
Monthly Payment Calculator (get.scratchpay.com)
Blog
Surcharging Without Fear: Successfully Shifting the Hidden Burden of Credit Card Processing Fees
Awareness Isn't the Problem, Cost Is: How to Build a High-ROI Lapsed Client Recapture Campaign
The Forward-Booking Deficit: Your Veterinary Practice Can’t Afford to Skip Scheduling the Next Appointment
Checkout Shouldn't Be the Most Stressful Part of the Vet Visit
Integrated Veterinary Payment Processing: What Changes When Your Terminal Talks to Your Software
How Much Are High Credit Card Processing Fees Actually Costing Your Veterinary Practice?
The $1,200 Problem: Why Payment Options Are Now a Core Part of Care
Who We Serve
Equine
Legal
Credit Pull Authorization
Privacy
Subscription Program Privacy Policy
Privacy Notice
Scratch's Subscription Program - Credit Pull Authorization
Scratch’s Subscription Program – Electronic Signatures, Records, Disclosures & Communications Consent Agreement (“E-Sign Consent or E-Consent”)
Scratch’s Subscription Program – Consent to Receive Calls & SMS/Text Messages
Electronic Communications Agreement (Borrowers)
Electronic Communications Agreement (Providers)
Consent to Receive Calls & SMS Text Messages
Accessibility
California Consumer Privacy Act (CCPA) & Data Subject Access Request (DSAR) Form
Alaska Consumer Notice of Rights
California Consumer Notice of Rights
Missouri Consumer Notice of Rights
New Mexico Consumer Notice of Rights
South Carolina Consumer Notice of Rights
Privacy Policy for Providers who Sign Up to Accept Scratchpay Payments
Scratch Pay Program Agreement for U.S. Providers (Scratch Pay Plans)
Program Agreement for Canadian Providers (excluding Quebec)
Canada Privacy Policy
Canada Provider Terms And Conditions (excluding Quebec)
List of State Licenses for Scratch Financial Inc.
Payment Agreement for Scratch Plan Bi-Weekly, formerly Take 5 (US)- Retired
Scratch Financial Payment Services Agreement
Interest Waived Offer (formerly known as Zero Interest Promotional Offer)
Terms of Service
Scratch Financial, Inc.’s – U.S. Provider Referral Program Terms (Scratch Checkout Only)
Manufacturer Offer Program Agreement For U.S. Clinics