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List of State Licenses for Scratch Financial Inc.


State Original License Date License Type & Number Regulatory Agency Associated Links
AK 9/12/2022 Alaska Small Loan Company Loan License 10000976 AK Division of Banking & Securities • AK License
AL 11/15/2021 Small Loan License SL22710 Alabama State Banking Department
AZ 3/9/2017 Consumer Lender License 0940237 AZ Dept. of Financial Institutions • NMLS
AR 6/16/2017 AR Registration # 811136334 AR Secretary of State
CA 5/27/2016 California Finance Lender License #60DB051800 California Department of Financial Protection and Innovation • CA Consumer Notice of Rights
• NMLS
CO 8/15/2017 Supervised Lender License
SUP-4000113
State of CO Department of Law
CT 1/9/2018 Small Loan Company License # CSLC-1582666 CT Dept. of Banking • NMLS
DC 12/22/2017 D.C. Money Lender License #ML1582666 D.C. Dept. of Insurance, Securities & Banking • NMLS
GA 12/4/2017 GA Registration# 20248832295 GA Secy of State, Corporations Division
IA 9/12/2017 Iowa Master Loan Company #88893457 IA Division of Banking • NMLS
ID 11/13/2017 Idaho Regulated Lender #RRL-9755 ID Dept. of Finance • NMLS
KS 10/3/2017 Supervised Loan License #SL0026661 KS Dept. of Financial Institutions • NMLS
LA 8/15/2017 Lender License #1582666 LA Office of Financial Institutions • NMLS
MA 12/18/2018 Small Loan Company #SL1582666 MA Dept. of Banks • NMLS
MA 10/5/2022 Third Party Loan Servicer Registration LS1582666 Massachusetts Division of Banks • NMLS
MD 5/23/2017 Consumer Loan License 1582666 Maryland Commissioner of Financial Regulation • NMLS
ME 7/19/2017 Supervised Lender License #SLM14156 ME Bureau of Consumer Credit Protection
MS 4/25/2017 MS #1117273 MS Secretary of State
MT 5/09/2017 Consumer Installment Loan License #1582666 MT Division of Banking & Financial Institutions • NMLS
ND 12/29/2022 Collection Agency License CA104153 ND Dept. of Financial Institutions • NMLS
ND 12/28/2022 Money Broker License MB104152 ND Dept. of Financial Institutions • NMLS
NE 11/15/2022 Installment Loan Company License • NMLS
NE 10/10/2019 Installment Sales Company License • NMLS
NH 11/1/2017 Small Loan License #22009-SM State of NH Banking Department • NMLS
NJ 3/26/2018 Consumer Lender #L070078 NJ Dept. of Banking & Insurance • NJ License
NM 6/16/2017 Small Loan Company License 02105 NM Financial Institutional Division • New Mexico Small Loan License
• New Mexico Loan Rate and Fee
• New Mexico Brochure
• New Mexico Important Consumer Information
NY 2/27/2019 Licensed Lender License 104416 NY Dept. of Financial Services • NMLS
• NY License
OH 4/9/2018 Consumer Installment Loan Act License CI.550006.000 Ohio Department of Commerce- Division of Financial Institutions • NMLS
OK 6/26/2017 Supervised Lender License #SL008403 OK Dept. of Consumer Credit
OR 2/16/2017 Consumer Finance Lender #0439-001-C OR Dept. of Consumer and Business Services • NMLS
PA 6/13/2017 PA Consumer Discount Company #61702 PA Dept. of Banking and Securities
SC 6/10/2020 Supervised Lender - Company License & Website License SL-1582666/SL W1-1582666 SC Board of Financial Institutions • NMLS
• SC Licenses
• SC Loan Rate and Fee Disclosure
• SC Interest Rate Chart
• SC Lenders Rights and Responsibilities
SD 11/2/2017 Money Lender License 1582666.MYL SD Division of Banking • NMLS
TX 6/1/2017 TX Regulated Lender #1700058332-157728 TX Office of Consumer Credit Commissioner • TX License
UT 1/3/2017 Consumer Credit Notification UT Dept. of Financial Institutions • NMLS
VT 2/14/2018 VT Lender License #7169 VT Commissioner of Financial Regulation • NMLS
WI 8/30/2017 WI Loan Company #3058-LC WI Dept. of Financial Institutions • NMLS
WY 5/17/2017 Consumer Lender License CL-3757 WY Division of Banking • NMLS
Terms of Service
Credit Pull Consent & Authorization
Borrower Privacy Policy
Borrower Privacy Notice
Electronic Communications Agreement (Borrowers)
Electronic Communications Agreement (Providers)
Consent to Receive Calls & SMS Text Messages
California Consumer Privacy Act (CCPA) & Data Subject Access Request (DSAR) Form
Consumer Notice of Rights: Alaska
Consumer Notices of Rights: California
Consumer Notice of Rights: Missouri
Consumer Notice of Rights: New Mexico
Consumer Notice of Rights: South Carolina
Privacy Policy (Providers)
Program Agreement for U.S. Providers
Program Agreement for Canadian Providers (excluding Quebec)
Scratch Financial's Pet Parent Protection
Privacy Policy Canada
Canada Provider Terms And Conditions (excluding Quebec)
List of State Licenses for Scratch Financial Inc.
Payment Agreement for Scratch Plan Bi-Weekly, formerly Take 5 (US)- Retired
Scratch Payment Services Agreement
Interest Waived Offer (formerly known as Zero Interest Promotional Offer)
Scratch

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Scratch Pay plans in the US are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products, and Scratch Pay plans may not be available in all states.