Cut Fees by 66%
with Credit Card Surcharging2
Clinics are saving over $30,000 a year
with credit card surcharging3
Book a Demo2Based on participating clinics, those utilizing surcharging experienced a 66% reduction in processing fees as a percentage of total volume processed in Q3 (July 1, 2024, to September 30, 2024), compared to clinics not using surcharging.
Actual savings may vary. Surcharging is optional and is not applied to debit or prepaid cards. Please note that this feature is not available in CT, MA, ME, and Quebec due to state regulationActual savings may vary. Surcharging is optional and is not applied to debit or prepaid cards. Please note that this feature is not available in CT, MA, and ME due to state regulations.
3 Based on internal estimates prepared by Scratch Financial, Inc. (Scratch) using illustrative clinic payment-processing assumptions and internal pricing calculations, not actual savings results from a statistically representative sample of clinics. For example, assuming a clinic processing $143,000 annually would typically pay ~$3,432 in fees at a 2.4% blended rate. With our solution, assuming 40% debit card usage, the estimated cost drops to ~$944, resulting in estimated potential savings of ~$2,488 per clinic per year. Across a network of 12 or more clinics, this could exceed $30,000 annually in estimated potential savings. Actual results may vary based on clinic size, payment mix, processing volume, card types, applicable rates, and other factors. These calculations are estimates only, are based on the assumptions stated above, and should not be interpreted as actual historical savings achieved by Scratch Pay customers. Internal estimates and savings calculations based on analysis as of May 1, 2025
