Simplify and save with the Scratch Platform

Sign up now

Scratch Pay is fully integrated with Scratch Checkout and new clients can save an average of $900 per month.

Sign up now

How we stack up

  • Scratch Checkout
  • Scratch Pay
CareCredit VetBilling.com Scratch Heart
Patient financing at checkout
Integrated with leading practice management software (PIMs)
Digital and in-person payment options
Automated AR collections
CareCredit VetBilling.com Scratch Heart
Simple, flat rate pricing
No hard credit checks for patients
No set-up fee
Plan management &
risk is handled by partner
Vetcove Rating Leading software review site 3.5 4.0 5.0

Happy teams use the Scratch Platform

See why 17,000+ practices are Scratch partners.

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A+

Partner satisfaction

Scratch’s NPS score consistently ranks higher than most Fortune 500 companies.

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78%

Get higher approvals

4 of 5 practices report that Scratch Pay approves more applicants than any other provider.

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+24 m

Time saved

Scratch Checkout's point-of-sale terminals save practice staff 24 minutes per day

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$900

Avg. monthly savings

Practices that switch to Scratch Checkout, save big on fees.

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$0

No cost credit card processing

When clients check out a surcharge can be added to their total for credit card payments.

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70%

of PIMs

Extensions into practice management systems used by 7 out of 10 vets, ensuring fast and efficient reconciliation.

Get Started

Patient financing made simple

With Scratch Pay’s 60-second signup, say yes to more patients today!

Offer Scratch Pay

Learn more

Financing-Approvals-5B70FF Approvals

78%

Of partner practices say Scratch Pay has the highest approval rate

icon-building-purple Partners

14k

Number of practices offering Scratch Pay to their patients nationwide

Financing-Convenience-5B70FF Convenience

78%

Of partner practices say Scratch Pay is the easiest for practice teams to use

Scratch Plan types

Scratch Pay
Friendly, simple payment plans.

Patients can see if they qualify without impacting credit scores.

APR

0%

# of payments
5*
Frequency
Bi-weekly
Down payment
20%
Autopay
Enabled
Amount range
$35 - $1000
Plan availability
13 days
APR

Varies by applicant

# of payments
12**
Frequency
Monthly
Down payment
$15
Autopay
Optional

Eligible for reduced down payment with Autopay enrollment during application process.

Amount range
$200 - $10,000
Plan availability
30 days
APR

Varies by applicant

# of payments
12**
Frequency
Monthly
Down payment
$15
Autopay
Enabled

Autopay is enabled for Zero Interest Prepayment Offer eligibility

Amount range
$200 - $10,000
Plan availability
30 days
Zero Interest Prepayment Offer
6 months***

Eligible customers that opt into the offer during the application process and enroll in autopay will pay 0 interest if they pay off the plan principal in full during 6 month promo period.

APR

Varies by applicant

# of payments
24**
Frequency
Monthly
Down payment
$15
Autopay
Optional

Eligible for reduced down payment with Autopay enrollment during application process.

Amount range
$200 - $10,000
Plan availability
30 days
No prepayment penalty | No deferred interest | Not a credit card

Patient Financing

Scratch Pay Provider Network

See how patients can afford care in these areas of health & wellness.

Payments

Scratch Checkout

Finally, the integrated payments solution you've been asking for.

Payments

Scratch Checkout

Finally, the integrated payments solution you've been asking for.
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Accept digital wallets

With a few taps, your patients can be paid up.

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Automatic Reconciliation

Payments automatically reconcile with your practice management system, saving your team time.

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Request digital payments

Use text-to-pay, email-to-pay and digital invoicing for fast, seamless communications.

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Save on fees

On average, new customers save $900 per month on processing fees. Some save much more.

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Advanced reporting

The modern, cloud-based dashboard includes powerful, flexible reporting.

Payment Processing

From check-in to checkout

Simplify billing & collections with Scratch

Payment Processing

From check-in to checkout

Simplify billing & collections with Scratch

With curbside service, send patient forms and allow patients or clients to text upon arrival, all from your Scratch Dashboard.

Offer your clients a portfolio of payment options, from credit cards and payment plans to digital wallets.

Simplify your daily reconciliation process by syncing payments to your practice management software in minutes.

No setup costs   |   No cancellation fees

Practice Management Extension

See our list of extensions

The ultimate in simplicity.

Scratch links our payment processing technology seamlessly with the leading practice management software.

See our list of extensions

In the news

Forbes
MarketWatch
TechCrunch
Los Angeles Business Journal
PAZ Veterinary Case Study
Read the case study

Paz Veterinary

Austin, Texas

Learn how Scratch Pay plans are saving PAZ Veterinary time, money and headaches-and how we can do the same for you!

Read Now

icon-faq-support

FAQs

Read how our product
and services work
icon-faq-support

FAQs

Read how our product
and services work
What is your pricing?

To see pricing for our payment processing solution follow the link below. For Enterprise pricing, email Partners@Scratchpay.com

Which practice management extensions are you live with?

Scratch is continuously building and innovating our payments platform. To view the latest extensions select the link below.

What exactly is Platform?

Great question! Scratch Platform is a system of technology that brings payment processing and communication tools to practices.

What do I need to sign up for Scratch Platform?

Signing up for Scratch Platform is easy! To get you started we’ll need your practice contact and business information like your EIN/TIN.

I'm still not sure, do you offer trial periods?

Scratch offers payment processing solutions for practices large and small. To hear more, schedule a meeting with one of our Scratch Sales Ambassadors.

Hear from our partners

Our goal is to provide
simplicity, period.


View case studies



Logo-vet-blueriver@2x Practice Manager
Practice Manager

You guys are f*cking awesome
western-dental Partner
Partner

Really easy to use.
Logo-vet-blueriver@2x Practice Manager
Practice Manager

You guys are f*cking awesome
western-dental Partner
Partner

Really easy to use.
Logo-vet-Pathway@2x


In our line of business of animal emergency medicine- we find people do not have financial saving for their pets. Scratchpay has literally saved dozens of pets lives at our facility alone!
Logo-vet-Vetcor@2x Partner
Partner

The program is user-friendly
Google my business rating

Simplify and save with the Scratch Platform

Scratch Pay is fully integrated with Scratch Checkout and new clients save an average of $900 per month.

Sign up now

†Average monthly savings on fees for practices that switched to Scratch Checkout in 12 months ending 11/1/2023.